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RESOURCE CENTER
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132-05 ROCKAWAY BLVD
SOUTH OZONE PARK, NY 11420

THINKING OF BUYING A HOME??

Call us for answers to homebuyer questions:

Where do I look for the home of my dreams?
How do I make an offer?
Can I afford the purchase price?
How much downpayment is required?
Can I obtain a mortgage?
What is the closing cost?


Owning a home is part of the American Dream. It is also one of the largest investments you'll ever make in your life. Purchasing a home is not difficult but may require diligent effort and commitment. Initially, you may become overwhelmed with the prospect of purchasing any home.

Obtaining a Mortgage
The fear of being rejected for a home loan is often the primary concern for homebuyers. Getting pre-approved for a home loan, therefore, is an important step to take before looking at prospective homes. An Optimum Homes Agent can provide you with a complimentary pre-qualification consultation.

What about the downpayment?
Your downpayment may vary depending on the value of the home you choose and whether or not you are a first-time homebuyer. In some cases, first-time homebuyers can purchase a home with no money down with the aid of various government programs. The usual downpayment, however, is 3 percent. During your prequalification process, your Optimum Homes agent will be able to explain your available options.

Our Pledge
Rest assured, Optimum Homes Professional Real Estate agents are here to help you get the answer. We will guide you through the entire process of buying a home. An Optimum Homes Agent will show you a wide variety of properties. Our agents have access to Exclusive Listings. They will find you properties you will not find on your own and help you to conduct negotiations and close your deal with confidence. Call today to see a prospective home of your dreams.

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